Privacy Policy

Information Collection and Use

For providing a personalised experience, we may require you to provide certain personally identifiable information, including but not limited to:

• Email address (required)
• Mobile phone number (required)
• Name and username (optional)
• Gender and date of birth (optional)
• Bank-card information, when choosing to link real bank cards for monitoring financial transactions (premium feature)
• Preferred main currency and financial categories

The collected information is securely stored and processed according to this policy and applicable laws.

Subscription and In-App Purchases

Our Service includes premium subscription models available via in-app purchases. When you subscribe through our app, payment transactions are processed securely by the Apple App Store or Google Play. We do not store or process your financial data related to subscriptions; payment information is directly managed by your App Store or Google Play account.

Security and Pin Code

For enhanced security, our Service provides the ability for users to set a personal security pin code. This pin code is stored securely on your device, and we do not have access to this code.

Log Data

In the event of errors or issues within our app, we may collect Log Data through third-party products. This may include details such as device type, operating-system version, app configuration during usage, date and time of usage, and other relevant statistics.

Third-Party Services

Our app may use third-party services, which may collect information to identify you:

• Apple App Store (Privacy Policy)
• Google Play Services (Privacy Policy)
• Firebase Analytics (Privacy Policy)

Cookies

Our Service does not explicitly use cookies. However, third-party services utilised by our app might employ cookies to collect and enhance user experience. You may opt to refuse these cookies but note that certain functionalities of the Service might become unavailable.

Service Providers

We may engage third-party companies and individuals for:

• Facilitating our Service
• Providing the Service on our behalf
• Performing Service-related services
• Assisting us in analysing our Service usage

These third parties have limited access to your Personal Information exclusively to execute tasks assigned to them and are obligated not to disclose or misuse this information.

Security

We are committed to protecting your Personal Information through commercially acceptable methods. However, no internet transmission or electronic storage method guarantees absolute security.

Links to External Sites

Our Service may contain external-site links. Clicking these links will redirect you to third-party sites not operated by us. We strongly advise reviewing the Privacy Policy of those websites. We assume no responsibility for the content, privacy policies or practices of any third-party sites.

Children’s Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we become aware of such information collected inadvertently, we promptly remove it. Parents or guardians aware of such data should contact us immediately.

Changes to This Privacy Policy

We may periodically update our Privacy Policy. You are encouraged to review this document regularly. Any changes are effective immediately upon being posted here.