Achieve Financial Freedom with Karmon for Individuals
Smart budgeting, personalized insights, financial education, and transparent loan management with friends and family - all in one powerful app.
Empower Your Vision
Discover endless possibilities with our cutting-edge platform. From creativity to productivity, take the next step in transforming your ideas into reality.

Everything You Need to Manage Your Finances
Smart Budgeting
Set goals, track expenses, and stay in control of your finances.
AI-Driven Insights
Personalized recommendations to save and grow your wealth.
Multilingual Support
Available in English, Russian, Uzbek, and Arabic.
How Karmon Works?
Download the app and create your account.
Set your budget and track your expenses.
Get personalized insights and save smarter.
More Statistics
Unlimited Entries
Custom Tags
Unlimited Goals
Automatic Backup
Data Import
More Dates
Biometric Lock
Karmon AI Subscription Plans
Take control of your finances with Karmon AI, designed to simplify money management and empower your financial journey.
Free Plan
Free
Perfect for individuals seeking basic financial tools to stay organized.
- Income/Expense Tracking: Record your transactions manually with ease.
- Expense Visualization: Visualize income and expenses through basic charts.
- Loan Tracking: Track loans between friends and family with reminders.
- Spending Categories: Organize spending into predefined categories.
Premium Plan
$3 / month
Unlock the full power of Karmon AI with advanced features tailored for professional financial management.
- Karmon Intelligence: Get personalized financial advice and analytics powered by AI.
- Karmon Academy: Master your finances with engaging and interactive learning tools.
- Karmon Eye: Automate your expense tracking with receipt scanning and OCR technology.
- Karmon Exchange: Manage multiple currencies effortlessly with live exchange rates.
- Karmon Split: Collaborate on expenses and loans with customizable splitting tools.
Who supports us?