Achieve Financial Freedom with Karmon AI
Smart budgeting, personalized insights, financial education, and transparent loan management with friends and family - all in one powerful app.

Trust backed by numbers
1 000+
Already trusted by 1,000+ people
10+
Users from more than 10 countries
100%
Your financial data is secure
24/7
Customer Support

Three reasons to start using Karmon AI today:
Easily track your expenses and income with voice, receipt scanning or card sync. Never miss a beat when it comes to your finances
Karmon AI classifies your spending by categories and provides instant analytics, helping you understand where your money goes
Connect your Uzcard and Humo cards for real-time monitoring and enjoy effortless financial management in one app
Get started in 3 easy steps
What are the main features
Innovation First
We integrate technology and innovation to simplify and enhance financial management, making it more accessible
Trust & Transparency
Finance should be transparent and straightforward. That’s why we emphasize data security, integrity, and openness in every aspect of our work
Data-Driven Decisions
We rely on evidence, not assumption. Data drives our progress and enables our users to make more informed financial choices
Empower Growth
We are committed to helping individuals and businesses grow financially by giving them the tools to manage money with confidence
User-Centered Design
Every feature starts with our users. We listen, learn, and adapt to make financial management seamless
Simplicity Matters
Finance can be complex, but we make it intuitive. From receipt scanning to card monitoring, everything is designed to be effortless
AI Recommendations
Get smart tips to save, invest, and improve financial health.
Budget Tracking
Set budgets, monitor progress, and get alerts when limits near.
All-in-One Finance Overview
Stay informed with quick balance updates, smart expense charts, and full transaction history


