Achieve Financial Freedom with Karmon AI

Smart budgeting, personalized insights, financial education, and transparent loan management with friends and family - all in one powerful app.

Karmon AI App

Trust backed by numbers

1 000+

Already trusted by 1,000+ people

10+

Users from more than 10 countries

100%

Your financial data is secure

24/7

Customer Support

Steps

Three reasons to start using Karmon AI today:

  • Easily track your expenses and income with voice, receipt scanning or card sync. Never miss a beat when it comes to your finances

  • Karmon AI classifies your spending by categories and provides instant analytics, helping you understand where your money goes

  • Connect your Uzcard and Humo cards for real-time monitoring and enjoy effortless financial management in one app

Get started in 3 easy steps

1. Connect your cards

Securely link your Uzcard, Humo or create a new manual account

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2. Set your goals

Set financial goals, track your loans, and even calculate your Zakat with ease

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3. Monitor your finances

See where you’re spending the most, get smart insights, and stay in control of your money

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Take Control of Your Finances with Karmon AI

Discover financial opportunities and insights that manual tracking often misses

What are the main features

Innovation First

We integrate technology and innovation to simplify and enhance financial management, making it more accessible

Trust & Transparency

Finance should be transparent and straightforward. That’s why we emphasize data security, integrity, and openness in every aspect of our work

Data-Driven Decisions

We rely on evidence, not assumption. Data drives our progress and enables our users to make more informed financial choices

Empower Growth

We are committed to helping individuals and businesses grow financially by giving them the tools to manage money with confidence

User-Centered Design

Every feature starts with our users. We listen, learn, and adapt to make financial management seamless

Simplicity Matters

Finance can be complex, but we make it intuitive. From receipt scanning to card monitoring, everything is designed to be effortless

AI Recommendations

Get smart tips to save, invest, and improve financial health.

Budget Tracking

Set budgets, monitor progress, and get alerts when limits near.

All-in-One Finance Overview

Stay informed with quick balance updates, smart expense charts, and full transaction history

Quick information about the balance
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This feature offers a brief snapshot of your current account balance and recent transactions for easy financial management
A chart of expenses by category
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Visually displays your spending across different categories, helping you easily track and manage your budget
Complete history of expenses
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This feature offers a detailed record of all spending transactions, enabling thorough tracking and analysis of financial habits

Our supporters

Desktop features on mobile

Download now and take control of your financial future!

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Frequently asked questions

What is Karmon AI?

How does it work?

Is Karmon AI secure?

Which payment systems are supported?

Can I use Karmon AI without linking my card?

Can I access my data on multiple devices?

Does it support different currencies?

Is it free?

Can I export my transactions?

Karmon AI provides software for personal finance management only. Any references to payments, cards, transfers, or banking services are operated by third-party financial institutions (such as Uzcard, Humo, and others). Karmon AI does not store, process, or hold your funds.

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