Achieve Financial Freedom with Karmon for Individuals
Smart budgeting, personalized insights, financial education, and transparent loan management with friends and family - all in one powerful app.




How does it work?
Quick information about the balance
This feature offers a brief snapshot of your current account balance and recent transactions for easy financial management
A chart of expenses by category
Visually displays your spending across different categories, helping you easily track and manage your budget
Complete history of expenses
This feature offers a detailed record of all spending transactions, enabling thorough tracking and analysis of financial habits
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Discover endless possibilities with our cutting-edge platform. From creativity to productivity, take the next step in transforming your ideas into reality.

What are the main features?
Expense Visualization
Track and visualize your expenses with interactive pie and bar charts. These visualizations provide insights into your spending habits through both horizontal and vertical views.
Receipt Scanner
Automatically scan and import expenses with OCR technology, adding transaction details directly to your journal for easy tracking.
Bank Card Monitoring
Karmon tracks Humo and Uzcard transactions in real-time, giving you a comprehensive view of your finances and helping prevent unexpected spending.
Loan Tracking
Manage loans with Karmon by recording details, setting repayment terms, and sending reminders for clear communication and timely repayment.
Custom Categories
Organize expenses with custom categories tailored to your needs, such as groceries, entertainment, or bills, for more precise and personalized tracking.
Multicurrency Support
Karmon supports 76 currencies, making it easy to manage finances across countries - ideal for international travelers, freelancers, and anyone dealing with multiple currencies.
AI-powered personalized financial recommendations.
Karmon’s system analyzes your spending and provides personalized recommendations to save, invest, and improve your financial health.
Budget Creation and Tracking
Set budgets for different categories, track progress, and get notified when nearing limits to stay on track with your financial goals.
Who supports us?
Karmon AI Subscription Plans
Take control of your finances with Karmon AI, designed to simplify money management and empower your financial journey.
Starter Plan
Free
Perfect for individuals seeking basic financial tools to stay organized.
- Income/Expense Tracking: Easily record transactions manually.
- Expense Visualization: Display income and expenses in graphs.
- Loan Tracking: Track loans between friends and family with reminders.
- Expense Categories: Split expenses into predefined categories.
Professional Plan (one month)
$3
Unlock the full power of Karmon AI with advanced features tailored for professional financial management.
- Bank Cards Monitoring: Track Humo and Uzcard transactions in real-time.
- Receipt Scanning: Automatically scan expenses with OCR technology.
- 50 SMS Notifications: Get SMS reminders for loans.
- Customizable Widgets: Work with user-customizable widgets.
- AI-Powered Financial Forecasting: Receive AI-driven financial forecasts.
Professional Plan (one year)
$30 (3$ per month)
Unlock the full power of Karmon AI with advanced features tailored for professional financial management.
- Bank Cards Monitoring: Track Humo and Uzcard transactions in real-time.
- Receipt Scanning: Automatically scan expenses with OCR technology.
- 600 SMS Notifications: Get SMS reminders for loans.
- Customizable Widgets: Work with user-customizable widgets.
- AI-Powered Financial Forecasting: Receive AI-driven financial forecasts.
Empower your financial freedom with Karmon!
Simplify your life with our innovative financial tools.